Available Owner-Financed Homes in Tennessee

Owner Financed Homes Tennessee – flexible, affordable pathways to homeownership with ADU and RV-pad income options.

Owner financed home in Tennessee built by Tennessee Builds with ADU and RV pad options for rental income.

68 Wiley Almany Rd — Tracy City, TN

Est. Payment: $1,850/mo
Approx. $320,000 · ADU income ≈ $900/mo

3 bed · 2 bath · 1,600 sq ft · 1.5 acres · 2025 Remodel

From $320,000 · Est. Payment: $1,850/mo

Est rentail income $900/mo

Coming Soon icon with Tennessee Builds colors featuring a minimalist house outline in navy and orange.

Trussell rd— Monteagle, TN

3 bed · 2 bath · 1,800 sq ft · 1.0 acre

From $375,000 · Est. Payment: $1,995/mo

Est. ADU/RV Income: $900/mo

Coming Soon icon with Tennessee Builds colors featuring a minimalist house outline in navy and orange.

Coming Soon

4 bed · 3 bath · 2,150 sq ft · 2.0 acres · New Build 2025
From $415,000 · Est. Payment: $2,350/mo
Est. ADU/RV Income: $1,200/mo

How It Works

1) Choose a Home
Pick from available homes designed for ADU or RV-pad income.
2) Owner Financing
Soft credit check only. No bank approval required.
3) Start Earning
Rent the ADU or RV pad to help offset your payment.

Ready to tour or get matched?

Tell us your budget and preferred area. We’ll send options and payment estimates.